Drive Now, Pay Monthly

Car Finance Made Simple

SAF approved and FCA regulated financing tailored to your budget, with competitive rates from our panel of leading lenders.

Finance Calculator

Representative 9.9% APR. For illustration purposes only.

£30,000
£5,000£250,000
£6,000 (20%)
10%50%
3 years
1 year5 years
Estimated Monthly Payment
£0
Total amount payable: —
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Representative APR 9.9%. Finance subject to status and credit checks. Written quotations available on request. Paragon Cars London is a credit broker authorised and regulated by the FCA.

FCA Regulated · SAF Approved

Finance Options
for Every Budget

We work with a carefully selected panel of leading UK finance providers to offer you the most competitive rates available. Whether you're looking for Hire Purchase, Personal Contract Purchase or a personal loan, our team will find the right solution for you.

Hire Purchase (HP)

Popular

Pay a fixed monthly payment and own the car outright at the end of the term. Simple, straightforward and you're the owner from day one.

Personal Contract Purchase (PCP)

Lower monthly payments with a guaranteed future value (GFV) balloon payment at the end. Gives you the option to return, keep or exchange the car.

Personal Loan

A straightforward unsecured loan to buy the vehicle outright. Own the car from day one with no final balloon payment.

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SAF Approved
Specialist Automotive Finance
🛡️
FCA Regulated
Authorised Credit Broker
Finance FAQ

Frequently Asked Questions

What credit score do I need for finance? +
We work with a panel of lenders and can accommodate a range of credit profiles, including those with limited credit history. A full credit search will only be conducted with your consent. We recommend speaking to our team for a no-obligation discussion.
Can I finance a car if I'm self-employed? +
Yes. Many of our lenders offer products specifically designed for self-employed applicants. You'll typically need to provide evidence of income such as tax returns or bank statements.
How long does a finance application take? +
Most finance decisions are made within hours, and in many cases immediately. Our team will guide you through the application process and keep you informed every step of the way.
Can I apply for finance online? +
Yes. Our entire finance process can be completed online, including e-signing the credit agreement. This works perfectly alongside our nationwide delivery service.
Do you offer 0% finance? +
We don't currently offer 0% finance, but our representative rate of 9.9% APR is highly competitive and our team always work to find you the best available rate based on your personal circumstances.
Speak to Our Finance Team